THE SOCIAL SECURITY…
Uno de los grandes éxitos sociales y económicos del
principio del siglo 20, fue el esfuerzo conjunto para establecer leyes
substanciales de seguridad social. En los años 30, ser viejo significaba
frecuentemente ser pobre; muchas personas de ambos sexos confrontaban los que
llegó a llamarse "el horror absoluto de una vejez sin un centavo y sin
esperanza". La ley de Seguro Social de 1935 llegó a cambiar todo eso.
Cuando el presidente Franklin Delano Roosevelt firmó la ley original dijo,
"La civilización de los últimos cien años, con sus increíbles cambios
industriales, ha tendido a hacer la vida más y más insegura. Los jóvenes han
empezado a temer lo que será de ellos cuando les llegue la vejez". Hoy,
gracias al Seguro Social, la gente sabe que tendrán una base de ingresos fija
cuando se jubilen; solamente el 11% de nuestra población están en la pobreza.
Igualmente importante, desde 1935, los programas del
Seguro Social se han incrementado para incluir sobrevivientes, incapacidad,
salud y ajustes automáticos del costo de vida. Es un programa dinámico que ha
ido cambiando con el tiempo para ajustarse a las circunstancias. Y, debido a
esa flexibilidad, el Seguro Social se ha convertido en el programa doméstico de
más éxito y más popular en la historia de la nación.
El siglo 21 trae con el nuevos desafíos, incluyeno el de
una nación que se avejenta y la necesidad constante de proveer ingresos seguros
a los trabajadores y sus familias en la jubilación o en el caso de incapacidad
o muerte del cabeza de familia. Creo que esta breve historia del Seguro Social
nos ayudará a ver con perspectiva y comprensión el papel de la seguridad social
en la vida americana y nos ayudará a construir un programa que responda a los
cambios necesarios de un nuevo siglo.
The Social
Security program that would eventually be adopted in late 1935 relied for its
core principles on the concept of "social insurance." Social
insurance was a respectable and serious intellectual tradition that began in
Europe in the 19th century and was an expression of a European social welfare
tradition. It was first adopted in Germany in 1889 at the urging of the famous
Chancellor, Otto von Bismarck. Indeed, by the time America adopted social
insurance in 1935, there were 34 nations already operating some form of social
insurance program(about 20 of these were contributory programs like Social
Security). Philosophically, social insurance emphasized government-sponsored
efforts to provide for the economic security of its citizens. The tradition of
social insurance would come to be seen as the reasonable, practical alternative
to the radical calls to action represented by Townsend, Long, Sinclair and the
others.
Although the
definition of social insurance can vary considerably in its particulars, its
basic features are: the insurance principle under which a group of persons are
"insured" in some way against a defined risk, and a social element
which usually means that the program is shaped in part by broader social
objectives, rather than being shaped solely by the self-interest of the
individual participants. Social insurance coverage can be provided for a number
of different types of insured conditions, from disability and death to old-age
or unemployment. We may find it obvious to think of death, disability or unemployment
as conditions causing loss of income and which can be ameliorated by pooling of
risk. It is at first a little odd to think of old-age or retirement in these
same terms. But that is precisely how the early social insurance theorists
conceived of retirement, as producing a loss of income due to cessation of work
activity.
One of the first
American books on social insurance was by a Columbia University economics
professor named Henry Seager. Seager explained the principle of old-age
security based on social insurance in his 1910 book, "Social Insurance, A
Program of Social Reform":
On February 17,
2009, the President signed H.R. 1, the "American Recovery and Reinvestment
Act of 2009" (Public Law 111-5). This law appropriated an additional $1
billion to the Social Security Administration's administrative budget, $500
million of which is to be used to replace the National Computer Center, and the
information technology costs associated with such Center; and $500 million for
processing disability and retirement workloads, including information
technology acquisitions and research in support of such activities. The bill
also provided special a one-time economic recovery payment of $250 to adults
who were eligible for benefits from one of the four following Federal benefit
programs: Social Security, Railroad Retirement, Veterans Disability, and
Supplemental Security Income (SSI).
On September 18,
2009, the President signed into law H.R. 3325, the “" which became Public
Law 111-64.
This legislation
extends, through fiscal year 2010, funding authorization for the Work
Incentives Planning and Assistance program and the Protection and Advocacy for
Beneficiaries of Social Security program.
On December 15,
2009, President Obama signed H.R. 4218, the “No Social Security Benefits for
Prisoners Act of 2009”, which became Public Law 111-115.
The bill
prohibits the payment of any retroactive Title II and Title XVI benefits to
individuals while they are in prison, are in violation of conditions of their
parole or probation, or are fleeing to avoid prosecution for a felony or a
crime punishable by sentence of more than one year.
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